Get to know us:

"Lou is a great guy and a pleasure to work with. I am happy to recommend Lou (and his Pac Shore team) to anyone interested in Real Estate Financing."

Marc Baker

The Pac Shore Funding Team has been helping the communities of Coastal North San Diego County for over 20 years! OUR GOAL IS TO BECOME YOUR MORTGAGE CONSULTANT FOR LIFE! Honesty and Integrity define our approach to life and business. We love where we live and reap the rewards of great service when we see the families we have helped all around town. From Solana Beach to Oceanside, our Mortgage Planners and Consultants are homegrown and enjoy giving back to their communities. We are coaches, teachers and ministers in our time away from our clients. You will see us about town at your local YMCA or school yard! If you live here, you probably already know us. If you are new to the area, we are the people you want to meet. Need to know what to do around town, just ask us. We know the great restaurants and the fun things to do. Need a great hair stylist?...we got her, and she is right around the corner. Most importantly, we know the loan industry. Lou Tapia, our founder and team leader, built the number one mortgage bank, ranked nationally for performance and delivery, for many of the national banks whose names define the industry. (Ask him, he will be happy to let you know about it). We leverage this experience and knowledge in bringing our "Clients for Life" not only the help they need, we use it to help define their specific goals and deliver our assistance at industry low rates. We do what we do out of enjoyment and work to earn not only your trust, we work to earn your referrals. You see, we work by referral only. That means, we hold ourselvses to the highest standard...yours. We aim to deliver beyond expectations so that you can't help but spread the word.

What we are great at:

Pac Shore Funding specializes is home loans! We are a full spectrum mortgage provider, and that means choices. Our years of experience show when it comes to helping our "Clients for Life" find just what they need. We are educators, so everyone understands what we do and how our loan products benefit them while helping them meet their goals and achieve their dreams. It is what we love doing and why we can work by referral only!