Lou Tapia

With over 20 years of experience in the mortgage industry, Lou Tapia has worked his way up the ladder from Loan Officer to Mortgage Banking CEO. Lou applies his extensive knowledge of underwriting and loan processes to every loan he comes into contact with. After leading numerous companies at the executive level, Lou decided it was time to bring it back to his community and founded Pac Shore Funding. Pac Shore Funding was founded on the principle of "Service First." It is with this mantra in mind that the Pac Shore Team builds its business - By Referral Only. Lou's vision is to entrench himself within his community as a service provider and friend who leads by example and strives to provide all of his clients and friends a transaction experience beyond expectation. You see, it is only in this manner that Lou believes he will gain the trust of those who live in his community and be the first person they think of when it comes to buying a home or refinancing their current loan. This is his way of becoming your primary mortgage resource and doing all of his business By Referral Only.

When not working, Lou has also stayed involved in his community as a football, baseball and softball coach who enjoys surfing with his son whenever he can. He has been very involved with Mens' and youth ministry at St. John's Church in Encinitas as well as a board member on the residential committee of the Burnham-Moores Center for Real Estate at the University of San Diego. Lou enjoys bringing people together and is a key networker in the San Diego region and nationally.

Lou graduated from San Diego State University with a degree in Economics and remains an avid supporter of the Aztecs.

Todd Sleet

A San Diego native, Todd Sleet has worked in finance since 1991. We are proud that he has been a member of our team since1997. He has successfully opened several branch locations in all aspects of Consumer Finance. Mr. Sleet has a diverse background in Mortgage Lending and has worked with many high level executives to implement programs designed with the consumer in mind. He is rooted deeply in the local community and has served with many partners to bring his neighbors together through community service. Baseball is his passion where he has served as manager of over 20 youth baseball teams throughout the last decade. Family is the most important aspect in Mr Sleet's life, which shows in his commitment.

Mr. Sleet has held a California Real Estate Agent License since 1998 and received his B.S. in Business Administration, with an emphasis in finance, from San Diego State University.

Staci Armstrong

Staci's career in mortgage banking began in 1995 when she came on board as part of our team. As a Mortgage Operations Manager she oversaw a 70 person unit of our high volume mortgage banking firm. She has developed underwriting guidelines, processes and has trained numerous underwriters, setting us apart in the industry as a top tier producer and a number one ranking in loan performance. She is highly skilled and has a wide range of experience in the lending process. By utilizing her dynamic workflow and method of processing, she provides complete, thorough, and consistent service. With the ever-changing mortgage industry, it is imperative loans close on time and in full compliance. With her expertise, understanding of the mortgage business and outgoing personality mean you will receive the highest level of service, and satisfaction.

Heather Andreuccetti - Title

Heather has been part of the Pac Shore Funding Team for over 10 years. As the number one Title Representative in San Diego County for Fidelity National Title, we consider ourselves fortunate to have her as a team member. It is her goal to maximize our performance by providing exceptional products and services that facilitate and expedite the closing process. With Heather, from open to close of each transaction, her mission is to provide a fully responsive, problem solving environment that ultimately makes us all successful.

Holly Burgan - Escrow Officer

Part of our team for four years, Holly started out in the Real Estate field as a Loan Processor over 15 years ago. Through her extensive knowledge, attention to detail, and efficiency, she was asked to become an Escrow Officer for a broker owned escrow office. After working in the broker owned escrow office for several years, she felt it was time to venture out and explore her horizons with one of the most reputable Escrow companies in the business...Fidelity National Title!...and she's been there ever since.

Holly is skilled in Re-Sales (including short sales & exchanges), Refinances, out-of-state transactions, and construction loans.

Holly is married and (when not working) enjoys spending time at the beach with her husband and time with her friends. She loves traveling and sailing.