"My realtor had referred me to a couple of lenders and told me to talk to them and see who I felt most comfortable with. I spoke to 2 before calling Lou. I had Lou handle a refinance for me a number of years before so when I called him I was surprised to find he still had a file on me with all my information. I felt most comfortable with him because he took time to explain things more clearly then some of the others did. Lou is very good at returning calls and really takes the time to answer all your questions. Even though I had bought before this was a bigger purchase for me and I was nervous. Lou made sure I was completely comfortable with my loan and was always able to calm me down and give me a clear understanding of how it all works. Just because of the way market works I ended up needing a shorter escrow and Lou made miracles happen for me! He even offered to come down and help me move if I needed it. My father has contacted him a number of times with only questions and Lou us is always happy to help out. Lou is now a trusted friend and I can't say enough about how wonderful he is. Thanks Lou for all your help in purchasing my new home!

Melanie Pollack

"Lou is a life saver and the reason that my husband and I were able to purchase our first home. His expertise enabled us to find a mortgage that met our specific and unusual needs, when no one else could. Lou kept us up to date and knowledgeable throughout the entire process, and was very friendly and professional at all times. He is also genuine, and has the integrity that is often lacking in the real estate industry. I highly recommend Lou and look forward to working with him again in the future!"

Service Category: Home Loan
Top Qualities: Great Results, Expert, High Integrity
Year first hired: 2009

"I would not hesitate to recommend Lou and the team at PacShore Funding. A family friend had kindly recommended their services to me as I set out to purchase a home for the first time. Lou was extremely patient with me and took the time to explain everything I needed to know as I was going through the home loan process. I was really impressed with the personal attention and care that was taken- Lou made me feel more like family than just a "client."

Keri Acosta

"Todd has been demonstrated a vast industry knowledge and given unparalleled service with our mortgage needs. He is always attentive and follows through on his commitment. We always tell people about his service and continue to support him in his business. Todd is truly a mortgage professional for life. Thank you."

Karla Milmoe

"Todd is a great resource to have when it comes to any mortgage needs. He is always friendly, attentive, and knowledgeable. His positive attitude is very comforting and he continues to work hard to find solutions to tough problems. I refer him to everyone I come in contact with and always speak highly of him and of Pacshore Funding."

John Jackson

"Todd has helped us with many transactions over the past 10 years. His dedication to customer service is wonderful. He always has the right answers and gives us all the information to make a smart financial decision. We have referred many clients to him because we trust him. Todd is our mortgage professional, but he is also a friend. No matter the question, big or small, he always has a positive outlook and gives us responses quickly and efficiently. Thank you Todd for you commitment to service."

Chris Teisher

"Todd is a great person to know. He has answers to all the tough questions and is friendly and courteous with everyone he meets. Todd took care of our complicated mortgage needs and is always open and honest on future financial decisions. His compassion for his clients is evident and he really enjoys helping people. The more people I can refer to Todd, the better. I trust his abilities, I trust his work ethic, and I trust him. He is a great resource for me and my wife. Thank you."

Phil Moon

"Lou is overall a highly knowledgeable individual with the utmost integrity. My experience with the origination of my loan as well as my clients' loans has just been superb. Lou keeps you informed along the process and does whatever it takes to get the job done. Many thanks to Lou over the years and I would recommend him to everyone!"

Jeff Vaccaro - hired Lou as a Loan Officer in 2009, and hired Lou more than once
March 9, 2010
Top qualities: Great Results, Expert, High Integrity

"Lou is extremely knowledgeable in his field, and is passionate about helping clients whether or not he earns their business. His integrity and trustworthiness exceeds my expectations as a mortgage broker. We have referred many clients to Lou. and highly recommend Lou Tapia."

Denise Reilly Baker - hired Lou as a Home Loans in 2006, and hired Lou more than once
June 30, 2009
Top qualities: Personable, Expert, High Integrity

"I had the pleasure of working with Lou Tapia on an extended start-up company project in the real estate investment industry. Lou brings unique expertise and experience to companies across all industries. He has a way of seeing the complete picture and then allocating resources to achieve better than expected results. His integrity, work ethic and attention to detail are second to none."

Damion Bolick , CEO , My CFO to GO
May 22, 2009
was with another company when working with Lou at Pac Shore Funding

"Lou is a fabulous Mortgage Consultant who listens to his clients "wants and needs" then executes to finalize."

Georgia Murphy - hired Lou as a Mortgage Consultant in 2006 , and hired Lou more than once
May 20, 2009
Top qualities: Expert, Good Value, High Integrity

"Lou Tapia is the consummate professional and I highly recommend his mortgage lending expertise. His attention to detail and his constant communication with his clients is unique in the mortgage profession. My husband Gary, and I, have worked with Lou personally and have referred clients because of the trust we have in him. Lou is extremely ethical and his many years of experience are an asset to those who work with him."

Suellen Eichman - hired Lou as a Mortgage Broker in 2004, and hired Lou more than once
May 19, 2009
Top qualities: Great Results, Expert, High Integrity

"Lou is a great guy and a pleasure to work with. I am happy to recommend Lou (and his Pac Shore team) to anyone interested in Real Estate Financing."

Marc Baker - hired Lou as a Mortgage Broker in 2005
May 19, 2009
Top qualities: Personable, Expert, High Integrity

"Lou is a hardworking, motivated professional who accepts each challenge and delivers results. I have worked for him for the past 12 years and found his work ethic to be impeccable. He is a great communicator and someone that any employee would be happy to have as a boss. His leadership and direction are unmatched in the mortgage industry and his dedication to referral and relationship building is second to none. Lou's ethical lending standards and genuine concern for each customer elevates him to the top of an elite group of lenders who actually care about the future of their clients, not just the present. He will deliver service without ever taking short cuts. Lou is a man of his word."

Todd Sleet - Senior Loan Officer, Pac Shore Funding - reported to Lou at Pac Shore Funding
August 22, 2008
Top qualities: Personable, Expert, High Integrity

"I strongly recommend Lou as your mortgage professional. His integrity and work ethic are second to none. He strives to make his clients feel as though they are his only clients because of the personal care he delivers consistently throughout his business. I am proud to be associated with Lou and would recommend him to anyone who needs professional personal mortgage advice. This includes my family and friends."

Andrew F. Weis - Financial Advisor, Financial Planning Associate, Smith Barney
July 18, 2008
worked with Lou at Pac Shore Funding

"Lou is my go-to mortgage professional when a buyer-client needs home financing. He is professional, courteous and really knows his business well. There are many pretenders in Lou's business - but thankfully, for all those who know him and work with him, he is the real deal. Lou always comes through when you need him to. I would recommend Lou to anyone who needs mortgage services."

Kevin P. Cummins J.D. - Realtor / Broker / Attorney , Coldwell Banker Residential Brokerage
July 10, 2008
was with another company when working with Lou at Pac Shore Funding

"Lou is a conscientious, detail and service-oriented professional who is focused on delivering value and quality to his Clients. He has been most successful in building life-long relationships, resources and experiences that contribute to the success of the business. I heartily recommend Lou and his group."

James Torti, Ph.D. Executive Management Consultant, Graham Downes Architecture, Inc.
August 2, 2009
was with another company when working with Lou at Center Capital Funding Group

"I worked with Lou when I was the Sales Manager at both Bank One and Sovereign Bank. This was a total of 15 yrs. All experiences with Lou have been very positive. Both aforementioned banks did a good volume of business with Lou's company. All transactions with Lou have been very professional. Lou is a very honest, hardworking individual who always took great care of his employee's along with his customer base. I would welcome the opportunity to do business with Lou again."

Greg Musso National sales manager, Bank One/ Sovereign Bank
May 21, 2009

"Having known and working with Lou for over 10 years, he is one of the more professional and intelligent colleagues I have ever known. I would endorse Lou for anything and recommend his services to anyone he comes in contact with."

Chad Levinger Area Sales Manager, New Century Mortgage
May 19, 2009

"I had the pleasure of advising Lou for almost 10 years as an attorney with Alt & Associates. Lou sought our advice with respect to legal and compliance issues arising in the day to day operations of his business as well as the many new and innovative ideas that he came up with to grow his business. A consummate professional, his commitment to compliance and to "doing the right thing" is among the strongest of anyone in the mortgage industry that I have ever worked with. This commitment, along with his warm and genuine personality, made it an absolute pleasure to work with Lou."

Kristin Schaub Stergakos Attorney, Alt & Associates
September 9, 2008
was a consultant or contractor to Lou at Center Capital Funding Group

"I worked with Lou for over 5 years as his credit provider/Account Executive. Lou is a no nonsense individual. He always communicated his business needs and it was apparent his clients were completely satisfied. Lou is someone you want on your team; he gives it his all and comes across very genuine and sincere."

Evelyn Maldonado-Fernandez National Sales Director, First Advantage CREDCO
August 14, 2008

"I have had the pleasure of working with Lou for over 15 years and during that time frame Lou has always been honest and trustworthy. Moreover he is timely in his business decision making process. I would highly recommend Lou."

Ron Zapelli Owner, Blue Horizon Insurance Services
July 24, 2008

"Lou is a pleasure to work with. He has high expectations for his entire team from sales to internal operations. He understands the importance of (and executes on) the concept of creating camaraderie among teams to achieve success.! Lou's strength is definitely his interpersonal skills - he has built his business on doing the right thing for his clients and developing long term relationships."

Lori Elfus
July 24, 2008

"Lou's vast experience, in-depth knowledge, clear-cut integrity,and phenomenal relationship-building skills are unparalleled in his field. He is truly a man of his word!"

Steve Gerard
February 25, 2010